Money Saving Articles

Inexpensive but Meaningful Valentine Gifts

It’s been about a month since Christmas, and it’s been a great month of no gifting occasions. I spent quite a bit of time and money on holiday gifts, and I don’t think I could do it more than once a year. However, we are three weeks away from Valentine’s Day and there are a few people you might want to give a gift.  

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7 Worst Budgeting Mistakes & How to Fix Them

I recently wrote about making money mistakes, and now I want to talk about dealing with budgets. Not having a budget of some kind is the biggest budgeting mistake of all, and the most obvious way to fix it is to create a budget. But there are plenty of other mistakes and all of them have a pretty simple fix.   Here are what I

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The Benefits of Outsourcing

I have written about the “no-hassle factor” in the past, and today I am taking a deeper dive into the idea. The basic idea is that it is often worth it to pay somebody for their expertise rather than do things yourself. However, some of the resources I’m sharing are free, you will just need to invest your time into them.   What is Outsourcing?

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10 Common Money Mistakes to Avoid in 2020

In keeping with the self-improvement trend for January, here at BillCutterz we put our heads together and came up with a short list of common money mistakes you might not even realize you are making. They’re easy to fix and will save you money!   Giving in to the temptation to shop online. I realized a few years ago that my spending habits were often

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Giving Doesn’t Always Take Money

‘Tis the season of giving, and lately I feel like my list is growing faster than I can keep up with. Giving gifts to my family, friends, and neighbors is something I love doing because it’s a way to show I care. But giving doesn’t always have to mean spending money.   Share the Gift of Your Time Our world gets busier every year, everything

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8 Easy Hacks for the Holidays

The holiday season can be stressful for many of us. I think this year will be a little more stressful since the season is compressed by a late Thanksgiving. Did you ever wish for an elf to help you out? We can’t provide that, but here are 8 ideas that should help you save some time and money. 1. Are you in charge of stocking

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Stop Procrastinating and Take Action

Have you ever heard of “The Seven Habits of Highly Effective People” by Stephen Covey? I spent nearly an entire semester learning about them and going through many of the seminar exercises. To this day (3 years later) I only remember the part about dividing tasks up on a quadrant chart according to urgency.   Habits Don’t Need to Be Complicated I honestly think I

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8 Reasons to Put Your Credit Card to Use

Guest Post by Rebecca De La Rose Throughout the years, many people have been told to stay away from credit cards. While it’s true credit cards can leave individuals in debt, you can benefit from a line of credit if you use it responsibly. In many situations, you benefit more when paying using a credit card instead of a debit card. Let’s discuss some of the

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Have You Planned Thanksgiving Dinner Yet?

As I mentioned last week, I am finally living near my family and plan to contribute something to the family feast. I’m still not sure who is hosting, but I do know I’m not! However, I am more than willing to help plan the meal and get the table all set.   How Fancy Is Your Group? To some extent, your menu will be dictated

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A Month of Giving Thanks

It’s finally November and the unofficial start of the holiday season. I see my friends on Facebook starting their daily gratitude posts, and I love seeing them. However, I think there might be a better approach that is more reflective and can be shared in a different way.   Talk About Gratitude Many years ago, I heard a motivational speaker at a conference. I only

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