Money Saving Articles

8 Easy Hacks for the Holidays

The holiday season can be stressful for many of us. I think this year will be a little more stressful since the season is compressed by a late Thanksgiving. Did you ever wish for an elf to help you out? We can’t provide that, but here are 8 ideas that should help you save some time and money. 1. Are you in charge of stocking

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Stop Procrastinating and Take Action

Have you ever heard of “The Seven Habits of Highly Effective People” by Stephen Covey? I spent nearly an entire semester learning about them and going through many of the seminar exercises. To this day (3 years later) I only remember the part about dividing tasks up on a quadrant chart according to urgency.   Habits Don’t Need to Be Complicated I honestly think I

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8 Reasons to Put Your Credit Card to Use

Guest Post by Rebecca De La Rose Throughout the years, many people have been told to stay away from credit cards. While it’s true credit cards can leave individuals in debt, you can benefit from a line of credit if you use it responsibly. In many situations, you benefit more when paying using a credit card instead of a debit card. Let’s discuss some of the

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Have You Planned Thanksgiving Dinner Yet?

As I mentioned last week, I am finally living near my family and plan to contribute something to the family feast. I’m still not sure who is hosting, but I do know I’m not! However, I am more than willing to help plan the meal and get the table all set.   How Fancy Is Your Group? To some extent, your menu will be dictated

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A Month of Giving Thanks

It’s finally November and the unofficial start of the holiday season. I see my friends on Facebook starting their daily gratitude posts, and I love seeing them. However, I think there might be a better approach that is more reflective and can be shared in a different way.   Talk About Gratitude Many years ago, I heard a motivational speaker at a conference. I only

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First-Time Homebuyer Mistakes to Avoid

There are plenty of firsts that represent important milestones in your life. More likely than not, purchasing a home will be one of the earliest of these accomplishments. However, there are important things to know before dabbling in the market.   While you may think you’re ready to tackle the home buying process, there are several steps to take before getting the keys to your

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Why Is Sleep So Important?

I hate to overstate the obvious, but not getting enough sleep is a common complaint these days. How many times do you ask someone how they are, and the response is “tired”? I have said that many times myself, in fact, I would say I have chronic insomnia. Because of this, I have done a lot of reading about it lately and have pulled together

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How to Save Money This Holiday Season

The holidays are coming, and sooner than you expect. Sure, you’ve read and used the basic advice about being careful on Black Friday shopping to avoid overspending, sticking to a gift budget, and making DIY gifts instead of spending too much money. But you’re beyond that now. You want to take that next step into being the type of shopper consumer stores dread. It’s your

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3 Smart Money Moves to Take After You’ve Cut Your Bills

Some people think you can eat whatever you want as long as you exercise enough. But that’s a myth. The old adage “you can’t outrun a bad diet” is true: overeating has implications for your weight and health that no amount of exercise can compensate for. The same holds true for saving and spending. You can’t save your way out of a spending problem. That’s

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Does Compulsive Shopping Control You? How to Break Free

  Shopping has long been one of America’s favorite pastimes. But that desire to spend has created a big problem for the nation. U.S. households owed nearly $900 billion in credit card debt alone at the end of 2018. Add mortgages, student loans, and medical bills to the mix, and it’s no wonder so many people live paycheck to paycheck. For some of the population,

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