Maintain Your Car Now to Save Money Later

Today I am going to talk about how spending a little money now can save you a lot of money later. Your car is probably important to you, and properly maintaining it can pay off in the future by preventing big repair bills.   Oil Changes There is some disagreement over exactly how often to change the oil in your car, but everyone agrees it

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College Budgeting Tips

College is a huge financial commitment these days, and setting up a budget is going to help you succeed. Your income will probably not be consistent each month, so here are some tips to control expenses and keep track of your money.   Use a Spreadsheet You can create a simple budget template in Excel to track your income and expenses, or you can use

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Last-Minute Tax Tips

April is here, and Tax Day is a few weeks away. Since the 15th falls on Saturday this year, we get an extra two days to file or to procrastinate if that is your habit. It’s getting late to do much to reduce your tax burden, but here are a few last-minute tips that might help.   Collect Your Paperwork I can’t stress this enough.

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Smart Tips for Coupon Use

Last month I talked about apps to help save money, and briefly touched on couponing through some of them. That got me curious about the history and rise of coupons and their use. So, I have found some tips on coupons and how to save with them. I confess to forgetting to use them myself. Some of the things I read made me think I

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Best Things to Buy in April and May

It seems like I am always preaching don’t spend money, but I know that y’all do anyway. Luckily there is a retail cycle that will at least allow the best deals for you. April and May sales are mostly about getting outside and enjoying spring.   Think Spring It’s a great time to plan your outdoor living space. Patio furniture is traditionally on sale in

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Smart Money Moves for Your Raise or Bonus

Congratulations on that raise you just got! I bet you are excited to start spending it, right? Well, before you do that, here are some smart money moves to make now.   Check your Tax Bracket Look at past taxes to see what tax bracket you are in. If your income has increased enough, you might need to adjust your withholding so that you don’t

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Last-Minute Spring Break Tips

Vacations and budgets are words that don’t usually go together. With Spring Break right around the corner, you are probably trying to figure out how to maximize your funds for fun. Most of these tips will work for both college students and families.   Last Minute Booking For those of you who haven’t booked a destination yet, there are last minute deals to be had

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Thrifty Gardening Tips

The early start to spring all over the country has a lot of us thinking about gardening. I want to fill in some gaps in my flowerbeds, and I need to weed, mulch, and replace a walkway. All of this can be expensive, so I have been looking for thrifty gardening tips to get the most for my money.   Weeds are Taking Over! Sure,

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Save Money with These Smartphone Apps

How many of you have a Smartphone? Okay, how many of you want it to save money for you? Yes, I do too! I have compiled a list of some of the most popular smartphone apps that will do just that for you. This will be link-heavy, I have provided links to as many as I could find.   Banking/Money Management Mint is a powerful

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Getting Ready for Tax Day

Tax Day is looming, and I’m sure many of you are concerned about it. This year the 15th falls on a Saturday, so we have until the 17th to file. Now is the time to start getting organized for filing.   Gather Your Paperwork I have a decorative box on my desk that all my tax-related paperwork goes into during the year. At the end

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