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Do You Really Need a Home Warranty, and What Are They?

I Have Never Been So Happy to Close A Window Living on the Gulf Coast, we have already had pre-summer humidity. That means that A/C season has begun; even though we have cool evenings, it gets hot in the afternoon. About 2 weeks ago, my A/C went on the blink, so I immediately made a call to my home warranty company. The contractor had to…

Musing About Holidays

I grew up going to church in a neighborhood where most of my friends were also involved in their religious institutions. I never really thought about how our religions were similar or different past the broad stroke differences in name and basic ideology. This year Easter and the start of Passover are the same weekend, and it got me thinking about both. Tradition How…

Spring is Finally Here, Enjoy It!

How to Enjoy Spring Spring is my favorite season, it is filled with so much promise. Plants are growing again, trees are leafing out, and baby birds are hatching. There are so many ways to take advantage of the season, and I’ve collected a few of my favorites. Spring is Here! I was beginning to think Spring was never going to get here. I’ve…

Is Daylight Saving Time Making You Crazy?

Is Saving Time Still Relevant? Not only is this Sunday the day we spring forward and lose an hour of sleep, it’s the 100th anniversary of Daylight Saving Time. It hasn’t been 100 continuous years though; DST officially became a real thing in 1966. Let’s talk a little bit about DST… What Is the Reason for It? The original rationale was to have more…

Frugal Moms are Smart

I think we can all agree that being frugal in general is smart, but I think it’s especially smart for moms. I grew up with a mom who was frugal by necessity; the phrase “wait till payday” came up more times than I can count. As a tail-end baby boomer, I grew up in an era with very few credit cards, so cash was king…

How to Support Your Family on One Income

It’s hard enough to support a growing family, in general, these days with skyrocketing rent, childcare, healthcare, and rising utility costs. But if your family is like 54% of other US families, you’re surviving on one income, and chances are you could stand some savings in addition to your spending. Here are the best ways to stretch your paycheck and keep more green in the…

How Are Productive People Different?

Sometimes I struggle with being productive, and I see people around me who manage their productivity amazingly well. I know there has to be something different productive people do, and I have done a bit of reading to figure it out. I picked my five favorite articles, and I found a consistent theme in them. Focus on the Big Stuff In other words, don’t…

The Holidays Don’t Have to be Expensive!

Why Do We Celebrate? As you look around this Holiday Season, you’ll see all the advertising that says we must spend money on gifts. I think we are losing sight of the real point. Christmas, Hanukah and all the other winter holidays are family time, and I’d love to get back to focusing on that. Budgets Are to Protect Our Future It’s mid-December, and…

What Are You Thankful For?

Giving Thanks I’ve been reading many of my friend’s daily thankful posts on Facebook, and part of me feels like I should have been doing the same thing. I have many blessings in my life, and it’s been great to realize the little blessings are important to other people, too. What Are You Thankful For? There are the obvious things: good health, a steady…

The No-Hassle Factor

Have you ever heard the phrase “time is money” and wondered how to save both? I want to save money just as much as you, but I have a busy life and you probably do too. Sometimes that means I don’t have time to do the things that will result in saving money. The No Hassle-Factor Many years ago, a friend of mine commented,…