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Mortgage Preparation: What You Need to Know

So many of us dream of owning a home, but are unsure how to make it happen. I don’t have advice today on how to find a home, but I have researched how to prepare yourself for a mortgage. Do Some Accounting Work The first thing you need to do is figure out your current budget, and make sure you have some money saved…

Summer Vacation Tips & Tricks

Summer has started in earnest for most of us, school is out all over, and vacation season is here. Some planned way ahead for their summer, but for the rest of us, here are some tips and tricks to make your vacation budget smart and fun. Pick a Location Sure, this seems obvious, but the first step is to decide where to go. Do…

What to Buy in June & July

June just started, and it’s time to talk about the best shopping deals for June and July. The retail cycle is very predictable, so it’s easy to save money on specific things. It’s also smart to buy produce that is in season, it tastes better, and is cheapest when it is most plentiful. June Bargains With Father’s Day approaching, watch for tools to be…

Memorial Day Ideas

If you don’t already have plans for Memorial Day weekend, it isn’t too late to make them. It’s the first three-day weekend of summer! Here are some frugal tips to help you enjoy the weekend ahead. Local Events Check your local newspaper for any events this weekend. Most cities also have websites dedicated to promoting local events and activities. If you’re close to Washington D.C., there…

Beating the Heat to Save Money

Summer is already starting and you are probably dreading dealing with the heat. Not only can it feel miserable, but your wallet suffers when you aren’t prepared. I’ve done some research for you so you can beat the heat this summer and save some money too! Around the House One of the best ways to deal with the heat at home is to keep…

How to Save Substantial Money on Your Next Move

HOW TO SAVE SUBSTANTIAL MONEY ON YOUR NEXT MOVE –by James Levine (Guest Author) People often get so focused on the cost of their new home or apartment that it is easy to lose sight of budgeting for the cost of the move. And moving expenses can ultimately add up to be considerably more than what you anticipated. It’s important to spend some…

Identity Theft: It Can Happen to You

Saving money and alleviating stress are our focus here at BillCutterz. Identity theft can cost you a lot of money and create incredible stress. I have compiled a list of helpful tips to help prevent both, and a list of what to do if you become a victim. Take a Few Precautions The most important thing is to take some reasonable precautions with your…

Maintain Your Car Now to Save Money Later

Today I am going to talk about how spending a little money now can save you a lot of money later. Your car is probably important to you, and properly maintaining it can pay off in the future by preventing big repair bills. Oil Changes There is some disagreement over exactly how often to change the oil in your car, but everyone agrees it…

College Budgeting Tips

College is a huge financial commitment these days, and setting up a budget is going to help you succeed. Your income will probably not be consistent each month, so here are some tips to control expenses and keep track of your money. Use a Spreadsheet You can create a simple budget template in Excel to track your income and expenses, or you can use…

Last-Minute Tax Tips

April is here, and Tax Day is a few weeks away. Since the 15th falls on Saturday this year, we get an extra two days to file or to procrastinate if that is your habit. It’s getting late to do much to reduce your tax burden, but here are a few last-minute tips that might help. Collect Your Paperwork I can’t stress this enough.…