Money Saving Articles

How to Save Money This Holiday Season

The holidays are coming, and sooner than you expect. Sure, you’ve read and used the basic advice about being careful on Black Friday shopping to avoid overspending, sticking to a gift budget, and making DIY gifts instead of spending too much money. But you’re beyond that now. You want to take that next step into being the type of shopper consumer stores dread. It’s your

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How to Have a Fantastic 4th on the Fly

Can you believe we are nearly halfway through summer? I feel like Memorial Day was just a few days ago and I’m already seeing posts about back to school. I just want summer to slow down so I can savor it. Now that I have admitted that summer is slipping away, I can also admit I haven’t made any plans for the 4th of July.

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7 Things to Give Up This Coming Year

Is it too early to be talking about New Year’s? I am already thinking about it and have my evening at home planned out. I will spend it looking back over the past year while I think about my plan for the upcoming one. It’s a low-key and relaxing way to transition to the next year with intention.    1. Overscheduling Why do we think that

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Homemade Gifts People Will Love

Over the years I have received all kinds of homemade gifts, and I really love the fact that people are willing to put their time into making me something. I have also given them and wondered if they are appreciated and used. In my opinion, it really is the thought that counts up to a point, but a gift should also be tailored to the

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What to Buy Each Month This Fall

You’d think by now we would all have the retail discount cycles memorized, but even I have to check my notes on this. There is this unspoken agreement among retailers to have the same sort of things on sale or clearance at the same time. It’s up to us to keep track so our money goes farther and to know what to skip buying each

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Hello Labor Day (or is it Goodbye Summer?)

This weekend is the unofficial end of summer in the form of Labor Day and hopefully a day off for many of us. I’m still laughing at myself for saying, “What happened to school starting after Labor Day? Back in my day…” Times have changed, and so have many traditions. Labor Day itself has changed a lot since it was first conceived.   A Little

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Celebrating the 4th of July

Did you know that we actually celebrate the wrong date for our independence? The Continental Congress voted to separate from the British Empire on July 2nd, but the Declaration of Independence itself was signed two days later. I think that means we should celebrate both dates, don’t you agree?   Be Traditional From the very beginning, Americans have celebrated with picnics, fireworks, carnivals, and political

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Memorial Day Activities

Memorial Day Activities Memorial Day weekend is a week away, and I’m sure lots of you already have activities planned. For those who don’t, or who need more to do, I have ideas to share. Why Do We Have a Memorial Day? Memorial Day is designated to remember our fallen military members. I often find that people get it confused with Veteran’s Day when we

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Musing About Holidays

I grew up going to church in a neighborhood where most of my friends were also involved in their religious institutions. I never really thought about how our religions were similar or different past the broad stroke differences in name and basic ideology. This year Easter and the start of Passover are the same weekend, and it got me thinking about both.   Tradition How

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The Holidays Don’t Have to be Expensive!

Why Do We Celebrate? As you look around this Holiday Season, you’ll see all the advertising that says we must spend money on gifts. I think we are losing sight of the real point. Christmas, Hanukah and all the other winter holidays are family time, and I’d love to get back to focusing on that.   Budgets Are to Protect Our Future It’s mid-December, and

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