Money Saving Articles

How to Get the Most Out of a Staycation

A few weeks ago, I wrote about planning summer vacations, and I neglected the concept of a staycation. Yes, that is exactly what it sounds like, a vacation where you stay at home.  There are a few reasons you might choose a staycation, and I’ll cover them here. I also have some tips to help you really enjoy it.   Why Stay at Home? You

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What is the Most Important Lesson You’ve Learned in Life?

Every so often someone will ask me about lessons I have learned, and I always ask for clarification. In my mind, lessons are either things a person has taught me, or things life has taught me, and they are very different from each other.   A Lesson from Mom My parents taught me so many things, some with intention, and some by example. The things

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Homemade Gifts People Will Love

Over the years I have received all kinds of homemade gifts, and I really love the fact that people are willing to put their time into making me something. I have also given them and wondered if they are appreciated and used. In my opinion, it really is the thought that counts up to a point, but a gift should also be tailored to the

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8 Things You Wish You Had More Time For

I rarely have time anymore, but when I can carve out an hour or so for myself, I love to read. I come from a family of readers and have read many books that my mother read. One of the first “grown-up” authors I remember reading was Erma Bombeck; she was so funny. One of her last columns was a poem about living your life

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Celebrating the 4th of July

Did you know that we actually celebrate the wrong date for our independence? The Continental Congress voted to separate from the British Empire on July 2nd, but the Declaration of Independence itself was signed two days later. I think that means we should celebrate both dates, don’t you agree?   Be Traditional From the very beginning, Americans have celebrated with picnics, fireworks, carnivals, and political

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Musing About Holidays

I grew up going to church in a neighborhood where most of my friends were also involved in their religious institutions. I never really thought about how our religions were similar or different past the broad stroke differences in name and basic ideology. This year Easter and the start of Passover are the same weekend, and it got me thinking about both.   Tradition How

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Frugal Moms are Smart

I think we can all agree that being frugal in general is smart, but I think it’s especially smart for moms. I grew up with a mom who was frugal by necessity; the phrase “wait till payday” came up more times than I can count. As a tail-end baby boomer, I grew up in an era with very few credit cards, so cash was king

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How to Support Your Family on One Income

It’s hard enough to support a growing family, in general, these days with skyrocketing rent, childcare, healthcare, and rising utility costs. But if your family is like 54% of other US families, you’re surviving on one income, and chances are you could stand some savings in addition to your spending. Here are the best ways to stretch your paycheck and keep more green in the

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The Holidays Don’t Have to be Expensive!

Why Do We Celebrate? As you look around this Holiday Season, you’ll see all the advertising that says we must spend money on gifts. I think we are losing sight of the real point. Christmas, Hanukah and all the other winter holidays are family time, and I’d love to get back to focusing on that.   Budgets Are to Protect Our Future It’s mid-December, and

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What Are You Thankful For?

Giving Thanks I’ve been reading many of my friend’s daily thankful posts on Facebook, and part of me feels like I should have been doing the same thing. I have many blessings in my life, and it’s been great to realize the little blessings are important to other people, too.   What Are You Thankful For? There are the obvious things: good health, a steady

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