Money Saving Articles

8 Ways to teach your kids financial responsibility

1. Most banks offer free checking and savings accounts for children and don’t have minimum balance requirements or other hoops to jump through. You can open one for your kid with as little as $20 at some branches. 2. Offer to match their savings for as long as you like to encourage them to save instead of spend. Reward them after a trip to the

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Building an emergency fund

Things happen almost every day that are out of our control and some of them can’t be avoided no matter how hard you try. The ones you can plan for are the ones you should be worrying about and creating an emergency fund is the best way to combat all financial disasters. A reserve fund is different than a savings account because it is for

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How long do you need to work to pay for something?

Resisting temptation is something many of us struggle with, especially when it comes to spoiling ourselves and our loved ones. When you see that shiny new gadget or that beautiful silk blouse while shopping and have a hard time passing it up, maybe seeing it in another light will help. DaysToPay.com is a tool that calculates exactly how long you have to work to pay

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10 Easy money saving tips

1. Before buying something online, look for promotion codes. Type “promo code for XYZ” into your favorite search engine or visit RetailMeNot.com and search for your store. More often than not, you’ll find a great discount code or at the very least free shipping. 2. Subscribe to your frequently read magazines instead of picking them up at the grocery store. You’ll save 50% or more

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Save money this holiday season

For retailers, the holiday season means higher profits, but for consumers, it means more money leaves your pocket. Here are some ways to cut back on your holiday budget without cutting back on your holiday fun. Shopping & Gifts Bring back Secret Santa gift exchanges for extended families instead of getting everyone individual gifts. This can easily save hundreds of dollars for even a medium

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Save money by shopping at warehouse stores

Warehouse stores like Sam’s Club and CostCo may seem like a necessity only for businesses, but can actually be an incredible tool for household purchasing. Because of their business model, warehouse stores can offer astonishing discounts on items of every category. Having a membership can save you hundreds of dollars or more on big purchases and everyday items. Prices on expensive electronics, such as televisions,

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