Money Saving Articles

Budgeting 101, The Next Steps

Tuning Up Your Budget Remember back in January when I explained how to make a budget from scratch? No? Here is that post, and in it, I said we’d need to revisit your budget and tweak it. Here are a few ideas to get you started on making adjustments.   Did Your Income Increase? The first reason you might need to change your budget is

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Eating Healthy Can Be Affordable

We all have to eat, so food must stay in the budget, and eating cheap would be nice. But cheap isn’t possible to be healthy, is it? Well, of course you can have both! It just takes a bit of effort.   If You Fail to Plan Just like everything else in life, you need to start with a plan, in this case, a meal

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Summer Vacation Tips & Tricks

Summer has started in earnest for most of us, school is out all over, and vacation season is here. Some planned way ahead for their summer, but for the rest of us, here are some tips and tricks to make your vacation budget smart and fun.   Pick a Location Sure, this seems obvious, but the first step is to decide where to go. Do

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Creating a Budget 101

This is Budgeting 101 for all of you who have never created or used a budget before. Many people think a budget is limiting, but creating one will free you. You will have more time to focus on other things if your money plan is working right. And you’ll worry less about money if you control it instead of letting it control you.   It’s

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Thanksgiving Dinner on a Budget

Thanksgiving is a strange tradition in some ways, we get together with our families and loved ones to celebrate what we have. But we often blow our budgets doing it and that seems like a poor decision. So here are some ideas to help you host or help plan a great Thanksgiving that won’t deplete your financial resources.   Plan Ahead There are several stages

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Power Plays to Save You Money

As the weather cools off, your electric bill is hopefully going down since cooling needs are dropping. But that doesn’t mean that the season for saving on your electricity is over. Here are some easy and inexpensive tips to help save some power. Change the Thermostat The idea of reducing your thermostat setting during the day to save money is a popular one. However, you

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Tips for Buying, Selling, and Trading In Vehicles

Buying a new (or new to you) car is exciting and nerve-wracking, but Billcutterz is here to help. We have collected some of the best tips from around the web to help you get the best deal possible. There are also some ideas here to maximize your trade-in or outright sale of your old vehicle.   Budget First Yes, budget is a scary word, but it is the most

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Money Saving Tips from the Great Depression

If you try your best to live a frugal lifestyle, then you’ve probably heard the basic money saving tips for “sticking” to your grocery list, don’t buy brand new, methods to paying off debt and so on. But think back to the Great Depression era and how people had no choice but to save as much as possible and to live the most frugal life

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Simple Ways to Become Debt Free (Part 1)

More households than ever have a substantial amount of debt; whether it be student loans, home or car loans, credit cards and so on. The numbers can seem overwhelming, but not all hope is lost. There are so many strategies to get out of debt and regain your freedom. We at BillCutterz hope to make things easier for you by breaking down the emotional strain of debt and give

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Easy Money Saving Challenges for 2016

There are so many plans, schemes and ideas to help you save money to pay off debt, build a savings account or plan for whatever you want in life. We’ve put together easy money saving challenges so you can see which is best for you and your lifestyle this new year. 52 Week Challenge This is one of the more popular money saving challenges out there,

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