Money Saving Articles

7 Budget Planning Steps for the New Year

The beginning of a new year is always a great time to assess the effectiveness of your current budget, return to the basics of good budgeting, and recommit yourself to a new plan for the coming year. You can do it on your own, or use personal finance software. Here are 7 budget planning steps to jump start your New Year’s Budget.

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How to Throw a Frugal Birthday Party

Parties, especially when children are involved, can start off simple, but turn into elaborate, money-grabbing life forms of their own. This guide will show you how to throw a frugal birthday party.

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Guide to Saving Money on Groceries

Unlike other monthly bills, saving money on your grocery bill isn’t something BillCutterz can do for you, but it is something we can help you with. Here’s a guide to saving money on groceries.

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Track your spending

The first and most important step to a debt free lifestyle is tracking your money. Where it comes from and where it goes. If you know where and how every penny is spent, then you can begin the journey toward financial responsibility. You can use any kind of method you want from a checkbook register to Excel, Quicken, your cell phone or even a notebook.

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Free Download: The Basic Budget

Because financial situations vary, it can be tricky navigating the world of budgets and money management software. The more variables in your household means a more complicated budget, so many people with simple needs can feel overwhelmed. I’ve created a basic budget that is a great starting point for those who are new to budgeting or are looking for a simple solution that works. The

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Create a basic budget

Saving money is more than just lowering your bills and clipping coupons – it’s about spending less than you make. The best way to ensure that you are in fact spending less than you make is to create a budget and stick to it. Many people don’t know where to begin, but billcutterz.com is here to save the day. Part One: Fixed Essentials – This

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