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Raising Children on a Budget Part 1: Issues

We see it all the time, children throwing tantrums in stores because their parents refuse to buy them an item. Some parents give in so the child will stop crying, and others stand their ground and allow the child to scream all the way out the door. Raising children on a budget can be hard, gut-wrenching work. You don’t want to spoil them, but you…

5 Financial Mistakes to Avoid

According to American Debt Advisor 80% of Americans are in debt, including secured debts like homes and cars. When you exclude those secured debts, still 50% of Americans are in debt “and half of that 50% has thousands of dollars owed”. Those numbers seem very discouraging, so how do we avoid living in the hole? Below are five financial mistakes to avoid, and how to…

7 Tips on How to Save and Prepare for Baby

Whether plans for a baby are right on the horizon or you are currently expecting, everyone knows that a little bundle of joy can add big financial stress. Here are some tips to help you save and prepare for baby, so you can more adequately enjoy every precious moment.

How to Save Money Planning Your Wedding

It is no surprise that weddings are expensive; just take a look at the booming industry. With all of the details that go into planning a wedding, costs quickly add up. Find out how to save money planning your wedding with these tips and tricks.

What to Do if Your Credit Card is Lost or Stolen

Credit card issuers are rapidly increasing in number. Retailers and companies are launching their own line of credit cards for every possible market out there. Even retail warehouse clubs have started offering financial assistance to their consumers, with much leniency. With the rolling abundance and accessibility of credit, people must also be reminded of ways to secure and protect it. Your credit card is one…

5 Smart Ways to Use Your Tax Refund

April 15 is less than a month away and if you’re expecting a sizeable tax refund, it’s tempting to use that money on something fun instead of being responsible. Here are 5 smart ways to use your tax refund that won’t make you kick yourself later.

3 Simple Ways to Save for an Emergency

What would happen if your car, which is your transportation to and from work every day, needed a necessary $1,000 dollar repair tomorrow. Could you cover it with your savings? Or would you charge it? Would you borrow money? Or would you put your rent money towards it?

While saving can be tricky if you’re living paycheck to paycheck, there are certainly ways of finding cash to put toward your savings. Here are 3 simple ways to save for an emergency.

Save Money When Buying a House

Buying a home is likely the single-most expensive transaction you will ever make. And when you consider the long-term implications, possible options and all of the components of buying a new home, it is easy to see how some people can become overwhelmed. Here are some house hunting tips that can help you stay organized, focused and in control of your finances so you can…

What to Do If Your College Grad Moves Back Home

College graduates are moving home at a much faster rate than ever before and it’s no wonder with the rising costs of living and tough job market. Whether you are personally for or against this new trend, this situation works great for some families. So what happens when your new grad decides he or she wants to move back in with you? Here’s a quick…

Ways for New Homeowners to Save Money

As a first time homeowner, there is no doubt that you will be overwhelmed excitement, but also with the amount of responsibility you will now face. Many new home buyers do not do the proper planning and research that will help put themselves in the best financial situation possible. There are plenty of ways to save money beforehand, in addition to during the first year…