Working from home can end up saving you a bundle over time, but what about the startup costs? Building a home office can be expensive, but if you follow this guide, you can save big. Assess your needs and figure out essentials Your first step is to decide what your home office really needs. It can be tempting to deck it out with the latest…
The end of January means W-2s are getting mailed out and you can start preparing your taxes. Here are some tips to ensure your yearly tax return goes smoothly. The normal deadline for tax returns is April 15, but this year you get a 3 day extension. Emancipation Day, a holiday in the District of Columbia, falls on the 15th this year. However, if you…
What else is out there and how does it compare? Before doing anything and everything, always shop around. You’re going to be living in this place so compare most than just rent when shopping around. You want to actually enjoy the lease term you’re agreeing to. What are the special offers? Before signing a lease, be sure to ask about any special offers for new…
The first and most important step to a debt free lifestyle is tracking your money. Where it comes from and where it goes. If you know where and how every penny is spent, then you can begin the journey toward financial responsibility. You can use any kind of method you want from a checkbook register to Excel, Quicken, your cell phone or even a notebook.…
Depending on how you use them, credit cards can either be a great financial tool or they can be a burden of improper spending and lead to a mountain of high interest debt. No matter what kind of credit card user you are, you should always read the fine print so you know all of your rights and those of the credit card company. Make…
1. Most banks offer free checking and savings accounts for children and don’t have minimum balance requirements or other hoops to jump through. You can open one for your kid with as little as $20 at some branches. 2. Offer to match their savings for as long as you like to encourage them to save instead of spend. Reward them after a trip to the…
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