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Is Time Your Greatest Asset or Nemesis?

So many things in our lives can be viewed as a positive or a negative, depending on your perspective. Time is one of those things. If you have a deadline, time is often the enemy. However, the lack of time can also be a great motivator to meet a deadline! I’ve been thinking about time and deadlines a lot lately and have realized my views…

Why Do Pets Cost So Much?

I can’t lie, pets are expensive. I took a minute to add up the basic costs for my two cats, and without factoring in vet costs I spend upwards of $50 each per month. When I had dogs, they were even more expensive to care for. So how can you rein in some of the costs? I pulled together some tips you might not…

How Do Working Moms Keep a Clean House?

Authored by Alyssa Winters Being a mother can be a challenging and exciting experience. When you become a mother, you’ll realize there are a lot of things you haven’t experienced yet. With the growing needs of the family and your personal need to have a career, it can be a bit exhausting to be your best in both worlds. This can cause stress because as…

Living Within Your Means

It seems to me living within your means should be a simple thing to do. However, I struggle with it, as do many people. How can you live a frugal life without feeling deprived? I have done some research and compiled some useful tips. Start with Some Truth Before you can figure out what within your means is for you, you need to know…

Money is Not Necessarily Wealth

Have you ever had a mentor or mentored someone? Do you know what it means to mentor? I have been lucky to have had several incredible people take me under their wings and mentor me. I’ve also had the opportunity to pay it forward. The satisfaction found in this kind of volunteer activity is far greater than you might think. It’s a way to share…

Wants and Needs…What’s the Difference?

Growing up, my parents tried to teach me some basic money management tools. I remember hearing the question “Is that a want or a need?” over and over. Eventually, I grew up and had to make that decision on my own. I think their lesson sunk in! I Want it Now! Have you ever seen the movie Willy Wonka and the Chocolate Factory? It’s…

What Kind of Filing System Do You Use?

If you are anything like the rest of us, you have great intentions of keeping up with the paper tiger. But time, life, and perhaps a complicated system, all conspire to make it difficult to keep up. So, what does a person do to be better organized? Start by Purging! An often-repeated line in organizing paperwork is you can’t organize clutter. Excess paperwork is…

Where Did Summer Go? It’s Back to School Time Already!

Earlier this week I looked at the calendar and realized it was the last day of July and summer is ending soon. Not summer weather, just the season; school will be starting for many in a few weeks which traditionally marks the end of summer’s freedom. What is a Parent to Do? Sadly, there isn’t an option to skip school supply purchases, so the…

Easy Budgeting Tools

There it is, our favorite dirty word: budget. Just kidding, it’s a fantastic word, and as a gift to yourself, you should have a budget! One size fits all doesn’t work for budgets, you need to find one that works for you. I generally feel most comfortable with a budget that has some wiggle room built in, but I’m willing to bet that many people…

Does this Summer Seem “Extra Hot” to You?

Summer bills are always higher because of the heat, but it really seems to me that this year is worse than usual. I have friends all over the country that have complained about the crazy heat lately. Nothing We Can Do About It, Right? Well, we certainly can’t control the weather. However, there are plenty of things that will help you keep your cool,…