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Money is Not Necessarily Wealth

Have you ever had a mentor or mentored someone? Do you know what it means to mentor? I have been lucky to have had several incredible people take me under their wings and mentor me. I’ve also had the opportunity to pay it forward. The satisfaction found in this kind of volunteer activity is far greater than you might think. It’s a way to share…

Wants and Needs…What’s the Difference?

Growing up, my parents tried to teach me some basic money management tools. I remember hearing the question “Is that a want or a need?” over and over. Eventually, I grew up and had to make that decision on my own. I think their lesson sunk in! I Want it Now! Have you ever seen the movie Willy Wonka and the Chocolate Factory? It’s…

What Kind of Filing System Do You Use?

If you are anything like the rest of us, you have great intentions of keeping up with the paper tiger. But time, life, and perhaps a complicated system, all conspire to make it difficult to keep up. So, what does a person do to be better organized? Start by Purging! An often-repeated line in organizing paperwork is you can’t organize clutter. Excess paperwork is…

Where Did Summer Go? It’s Back to School Time Already!

Earlier this week I looked at the calendar and realized it was the last day of July and summer is ending soon. Not summer weather, just the season; school will be starting for many in a few weeks which traditionally marks the end of summer’s freedom. What is a Parent to Do? Sadly, there isn’t an option to skip school supply purchases, so the…

Easy Budgeting Tools

There it is, our favorite dirty word: budget. Just kidding, it’s a fantastic word, and as a gift to yourself, you should have a budget! One size fits all doesn’t work for budgets, you need to find one that works for you. I generally feel most comfortable with a budget that has some wiggle room built in, but I’m willing to bet that many people…

Does this Summer Seem “Extra Hot” to You?

Summer bills are always higher because of the heat, but it really seems to me that this year is worse than usual. I have friends all over the country that have complained about the crazy heat lately. Nothing We Can Do About It, Right? Well, we certainly can’t control the weather. However, there are plenty of things that will help you keep your cool,…

Are Your Bills Controlling You?

When I was younger, I used to think life was going to be so much easier as an adult. I’d be free to do whatever I wanted, whenever I wanted and buy anything I wanted. What I’ve learned is I can eat ice cream anytime I want, and nobody is controlling my bedtime, but the costs of being an adult sometimes control my life. …

How to Afford Your Hobbies

Have you ever heard someone joke about how much they’ve spent on a hobby? Just this morning a relative joked about how much it cost her to grow a few potatoes (about $1 each if you are wondering). She did say the boost from doing it made her very happy; isn’t that what a hobby is all about? What is Your Commitment Level? There…

Emergency Preparedness

This has been weighing on my mind lately, too late for our Midwestern states, but still an important topic. I just moved away from the coast, so hurricanes aren’t much of a concern for me anymore but flooding still is. And in many parts of the country, snow can wreak all kinds of havoc, too. Hurricane season officially starts on June 1, so its time…

Summer Parenting is Expensive

Of course, parenting is always expensive, but summer brings its own set of costs. Back in my day, it was more common to have a mother who was able to stay home with the kids, so summer just meant more time with them. These days that is more the exception than the rule. So, what are parents supposed to do? What Does Summer Cost?…