Money Saving Articles

Inexpensive but Meaningful Valentine Gifts

It’s been about a month since Christmas, and it’s been a great month of no gifting occasions. I spent quite a bit of time and money on holiday gifts, and I don’t think I could do it more than once a year. However, we are three weeks away from Valentine’s Day and there are a few people you might want to give a gift.  

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7 Worst Budgeting Mistakes & How to Fix Them

I recently wrote about making money mistakes, and now I want to talk about dealing with budgets. Not having a budget of some kind is the biggest budgeting mistake of all, and the most obvious way to fix it is to create a budget. But there are plenty of other mistakes and all of them have a pretty simple fix.   Here are what I

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10 Common Money Mistakes to Avoid in 2020

In keeping with the self-improvement trend for January, here at BillCutterz we put our heads together and came up with a short list of common money mistakes you might not even realize you are making. They’re easy to fix and will save you money!   Giving in to the temptation to shop online. I realized a few years ago that my spending habits were often

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Giving Doesn’t Always Take Money

‘Tis the season of giving, and lately I feel like my list is growing faster than I can keep up with. Giving gifts to my family, friends, and neighbors is something I love doing because it’s a way to show I care. But giving doesn’t always have to mean spending money.   Share the Gift of Your Time Our world gets busier every year, everything

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8 Easy Hacks for the Holidays

The holiday season can be stressful for many of us. I think this year will be a little more stressful since the season is compressed by a late Thanksgiving. Did you ever wish for an elf to help you out? We can’t provide that, but here are 8 ideas that should help you save some time and money. 1. Are you in charge of stocking

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First-Time Homebuyer Mistakes to Avoid

There are plenty of firsts that represent important milestones in your life. More likely than not, purchasing a home will be one of the earliest of these accomplishments. However, there are important things to know before dabbling in the market.   While you may think you’re ready to tackle the home buying process, there are several steps to take before getting the keys to your

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Why Is Sleep So Important?

I hate to overstate the obvious, but not getting enough sleep is a common complaint these days. How many times do you ask someone how they are, and the response is “tired”? I have said that many times myself, in fact, I would say I have chronic insomnia. Because of this, I have done a lot of reading about it lately and have pulled together

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How to Save Money This Holiday Season

The holidays are coming, and sooner than you expect. Sure, you’ve read and used the basic advice about being careful on Black Friday shopping to avoid overspending, sticking to a gift budget, and making DIY gifts instead of spending too much money. But you’re beyond that now. You want to take that next step into being the type of shopper consumer stores dread. It’s your

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3 Smart Money Moves to Take After You’ve Cut Your Bills

Some people think you can eat whatever you want as long as you exercise enough. But that’s a myth. The old adage “you can’t outrun a bad diet” is true: overeating has implications for your weight and health that no amount of exercise can compensate for. The same holds true for saving and spending. You can’t save your way out of a spending problem. That’s

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Do You Care About Money?

In my experience, there are three different attitudes about money. There are people who want more because they haven’t bothered to budget, people who just want more, and people who rarely think about money. Of course, there is overlap in those three types, but I’m not going to talk about that today.   Why is Money Important? I took a philosophy class a few years

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