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Inexpensive but Meaningful Valentine Gifts

It’s been about a month since Christmas, and it’s been a great month of no gifting occasions. I spent quite a bit of time and money on holiday gifts, and I don’t think I could do it more than once a year. However, we are three weeks away from Valentine’s Day and there are a few people you might want to give a gift. …

10 Common Money Mistakes to Avoid in 2020

In keeping with the self-improvement trend for January, here at BillCutterz we put our heads together and came up with a short list of common money mistakes you might not even realize you are making. They’re easy to fix and will save you money! Giving in to the temptation to shop online. I realized a few years ago that my spending habits were often…

How to Save Money This Holiday Season

The holidays are coming, and sooner than you expect. Sure, you’ve read and used the basic advice about being careful on Black Friday shopping to avoid overspending, sticking to a gift budget, and making DIY gifts instead of spending too much money. But you’re beyond that now. You want to take that next step into being the type of shopper consumer stores dread. It’s your…

Does Compulsive Shopping Control You? How to Break Free

Shopping has long been one of America’s favorite pastimes. But that desire to spend has created a big problem for the nation. U.S. households owed nearly $900 billion in credit card debt alone at the end of 2018. Add mortgages, student loans, and medical bills to the mix, and it’s no wonder so many people live paycheck to paycheck. For some of the population,…

Living Within Your Means

It seems to me living within your means should be a simple thing to do. However, I struggle with it, as do many people. How can you live a frugal life without feeling deprived? I have done some research and compiled some useful tips. Start with Some Truth Before you can figure out what within your means is for you, you need to know…

Summer Shopping Tips by Month

Are you ready for summer yet? I’m ready, but I’ve noticed that some of my stuff isn’t. This means I probably have some shopping in my future. To maximize my budget, I have done some research on the best times to buy various items. The Retail Cycle I worked in retail for many years and was amazed at how consistent the cycle of sales…

The Simple Guide to Healthy Living on a Budget

Afraid a healthier lifestyle won’t fit in your budget? Good news: there are many strategies for making nutrition and fitness more affordable. Many of these strategies boil down to having a plan, doing your research, and making small lifestyle changes that can have a big impact down the line. At The Simple Dollar, we believe healthy living doesn’t have to be at odds with living…

Back to School Already?

It feels like summer just got started, yet there is starting to be advertising for back to school shopping. The first day of school is earlier each year it seems, and the pressure to be ready is immense. You might assume that the advertised prices now are the best ones, but some things will be a better value later. Get the List There are…

Eating Healthy Can Be Affordable

We all have to eat, so food must stay in the budget, and eating cheap would be nice. But cheap isn’t possible to be healthy, is it? Well, of course you can have both! It just takes a bit of effort. If You Fail to Plan Just like everything else in life, you need to start with a plan, in this case, a meal…

What to Buy in June & July

June just started, and it’s time to talk about the best shopping deals for June and July. The retail cycle is very predictable, so it’s easy to save money on specific things. It’s also smart to buy produce that is in season, it tastes better, and is cheapest when it is most plentiful. June Bargains With Father’s Day approaching, watch for tools to be…