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7 Worst Budgeting Mistakes & How to Fix Them

I recently wrote about making money mistakes, and now I want to talk about dealing with budgets. Not having a budget of some kind is the biggest budgeting mistake of all, and the most obvious way to fix it is to create a budget. But there are plenty of other mistakes and all of them have a pretty simple fix. Here are what I…

Do You Care About Money?

In my experience, there are three different attitudes about money. There are people who want more because they haven’t bothered to budget, people who just want more, and people who rarely think about money. Of course, there is overlap in those three types, but I’m not going to talk about that today. Why is Money Important? I took a philosophy class a few years…

Living Within Your Means

It seems to me living within your means should be a simple thing to do. However, I struggle with it, as do many people. How can you live a frugal life without feeling deprived? I have done some research and compiled some useful tips. Start with Some Truth Before you can figure out what within your means is for you, you need to know…

Does this Summer Seem “Extra Hot” to You?

Summer bills are always higher because of the heat, but it really seems to me that this year is worse than usual. I have friends all over the country that have complained about the crazy heat lately. Nothing We Can Do About It, Right? Well, we certainly can’t control the weather. However, there are plenty of things that will help you keep your cool,…

Are Your Bills Controlling You?

When I was younger, I used to think life was going to be so much easier as an adult. I’d be free to do whatever I wanted, whenever I wanted and buy anything I wanted. What I’ve learned is I can eat ice cream anytime I want, and nobody is controlling my bedtime, but the costs of being an adult sometimes control my life. …

How to Afford Your Hobbies

Have you ever heard someone joke about how much they’ve spent on a hobby? Just this morning a relative joked about how much it cost her to grow a few potatoes (about $1 each if you are wondering). She did say the boost from doing it made her very happy; isn’t that what a hobby is all about? What is Your Commitment Level? There…

This Idea is Genius! Save Me Money!

As you know, BillCutterz has recently celebrated 10 years of saving money for its customers. We are very proud of this milestone and look forward to the next 10 years of helping people save money on their monthly bills. We’ve published money-saving tips on our blog since 2010 and have shared tips from our favorite bloggers, too. Are There Any New Tips? We keep…

Escaping Boredom While Being Frugal

Do your eyes glaze over when you hear the word budget or frugal? Many people think that things related to saving money are boring. I’ve said before that I’m a bit of a nerd about budgets and money saving, so I’m going to share my excitement. Frugal Isn’t a Four-Letter Word Duh, it’s six. But the point I’m trying to make is that it…

Summer Parenting is Expensive

Of course, parenting is always expensive, but summer brings its own set of costs. Back in my day, it was more common to have a mother who was able to stay home with the kids, so summer just meant more time with them. These days that is more the exception than the rule. So, what are parents supposed to do? What Does Summer Cost?…

What’s Up with This FIRE Movement?

Have you heard of the FIRE movement yet? I’ve heard of it in passing a few times over the past couple of years, but it seems that recently it’s getting a lot of attention. In case you haven’t heard of it, it stands for Financial Independence, Retire Early. Sounds like a pretty good plan, doesn’t it? I’ll hit some of the highlights and provide links…