Getting the best deal possible from a dealer is vital – cutting down the amount of money you have to finance will help ensure that you’re not overpaying in interest fees. One way to reduce that amount is to put down a sizable down payment. Another important option is to trade in your vehicle. Of course, you need to know how to ensure that you get the…
Halloween isn’t even here yet, but it’s still time to start thinking about holiday gifts. If you like to go all out on Christmas – especially on decorations, gifts and food – now is a good time to put a little extra oomph in your budget. Here are 7 ways to save money for the Christmas budget.
We can’t deny that no matter what we do the average human being on this planet would always find ways to save money regardless of where they live. The economic situation floats up and down and in the end an opportunity to save is always welcome. So when we move into a new home we often find out this is another one of those situations…
If you want to save more money on your regular expenses, you can start with your grocery bill. Food is a necessity of life, but you may be paying too much for your favorite foods. Here are five ways to save money on food.
Credit scores can be a tricky business. For someone who is new to personal finance and financial responsibility, credit scores can seem a bit of a mystery. There are many facets to your credit score—several things impact your score and there are several ways to maintain a better rating. Of course, before worrying too much about what your actual score is you should try to…
As a single mom, you know that saving money is essential. Whether you’re trying to support your family by working three mediocre jobs or one high-paying job with long hours, chances are that you’re struggling in one way or another. Even if you have a great job, you may have trouble covering all your expenses plus the full-time childcare you use while you work. You…
Moving is a tedious and difficult process. In most of the cases it can even get really expensive. Even if you decide to do the moving yourself, and not spend any money on professional moving services, your expenses may be boosted by unexpected circumstances. In order to do your moving on a budget, you need to be smart and think outside the box. Out there,…
As if college tuition wasn’t already expensive enough on its own, paying for meals several times a day on campus can easily deplete what’s ever left of your scholarship or loan money if you aren’t careful. Campus eateries aren’t cheap nor the healthiest food choices. But there are some simple ways that you can still eat three meals a day and not go bankrupt. Here…
They can be the bane of your existence, but that doesn’t make them any less necessary. We all have little projects around the house that we must do — unless we want to pay someone else to do them. Considering the cost of hiring a plumber, and electrician, a carpenter, and other specialists, we know we’re better off doing them ourselves. Would it help if…
Managing your finances is important whether you’re a college student, new grad, fifty-something or a retiree. Technology makes it easy to keep up with your money and stick to a budget. Here are 2 helpful iPhone apps to manage money.
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