fbpx

Money Saving Articles

2 iPhone Apps to Manage Money

2 iPhone Apps to Manage Money

Managing your finances is important whether you’re a college student, new grad, fifty-something or a retiree. Technology makes it easy to keep up with your money and stick to a budget. Here are 2 helpful iPhone apps to manage money.

CostCutter

First up is CostCutter. Although it’s only available for iPhone users, this app is worth a second look. A free download of this app instantly allows you to see the long-term benefits of your present-day cost-cutting habits. For instance, let’s say each week you plan to cut out a $9.75 meal. Simply enter that into the app and it will show you what that converts to monthly, semi-annually and annually, helping you see the fruits of your labor before they even accumulate.

This will help further motivate individuals-especially college students to make smarter money choices every day. With hectic schedules, random sleep patterns and being away from home for the first time, college students find themselves spending a bulk of their money on overpriced take-out and drinks. However, if they’re using this app, they might take pause and realize what those purchases are doing to their bank accounts and change their ways. So, if you, or your favorite student, need some help with their budget, give this app a try, you’ve got nothing to lose except unnecessary bills and expenses.

Mint

Another great app to keep you on top of your financial game is Mint. Available for both Apple and Android users, this application helps people get the big picture when it comes to their money.  From cash transactions to credit card balances and account statuses, you’ll see it all in the palm of your hand, making it easier for you to make smart, informed decisions about your spending, saving and splurging.

While some people might feel that ignorance is bliss, that is definitely not the case when it comes to your cash and collateral. Knowing where your money is going offers priceless peace of mind like nothing else. College students should get in the habit of using this NOW before they acquire even more debt, assets and expenses.

So, if you’re financial situation is less than stellar or you simply want to take a more proactive approach to your money, consider using one of both of these apps mentioned above. They force users to take an honest look at the status of their monetary lives and hopefully prevent them from getting in over their head.

No Responses

There are no comments at this time.

Post a Comment