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8 Reasons to Put Your Credit Card to Use

Guest Post by Rebecca De La Rose Throughout the years, many people have been told to stay away from credit cards. While it’s true credit cards can leave individuals in debt, you can benefit from a line of credit if you use it responsibly. In many situations, you benefit more when paying using a credit card instead of a debit card. Let’s discuss some of the…

First-Time Homebuyer Mistakes to Avoid

There are plenty of firsts that represent important milestones in your life. More likely than not, purchasing a home will be one of the earliest of these accomplishments. However, there are important things to know before dabbling in the market. While you may think you’re ready to tackle the home buying process, there are several steps to take before getting the keys to your…

Are Your Bills Controlling You?

When I was younger, I used to think life was going to be so much easier as an adult. I’d be free to do whatever I wanted, whenever I wanted and buy anything I wanted. What I’ve learned is I can eat ice cream anytime I want, and nobody is controlling my bedtime, but the costs of being an adult sometimes control my life. …

Why Are We So Emotional About Money?

Why Are We So Emotional About Money? Stop for a minute and think about money in your life. What emotion are you feeling right now? Fear, anger, shame, and anxiety are the most common ones. Why is it that we feel so many negative emotions about it? Fear Fear of not having enough, fear of not knowing how to manage what you have, or…

Financial Spring Cleaning: Tips for Getting Your Other House in Order

As you’re pulling out the heavy-duty cleaning solutions, broom, and vacuum to tackle some much-needed home spring cleaning, don’t forget that your other house likely needs to be spruced up, too. Your financial house, if neglected, can fall into even more severe disrepair than your actual house. Here are some tips to get you started on clearing the cobwebs in your financial life. Give Yourself…

Puzzled by Credit Scores?

Credit scores are confusing to understand, and hard to control. How many of you know your credit score? Okay, how many of you know how it can affect your everyday life? Sadly, I know both, and I really want to improve mine. I have spent some time wading through the information and collected some facts and helpful steps to follow in your quest for a…

Simple Ways to Become Debt Free (Part 2)

Last week we talked about the snowball method for saving money versus the avalanche method and the importance of creating a budget so you can start paying off your debt. Once you have your method picked out, it’s a good idea to add some visuals and some other tips so you can stick to your debt pay-off plan. Make a Visual You know you’re paying off…

Simple Ways to Become Debt Free (Part 1)

More households than ever have a substantial amount of debt; whether it be student loans, home or car loans, credit cards and so on. The numbers can seem overwhelming, but not all hope is lost. There are so many strategies to get out of debt and regain your freedom. We at BillCutterz hope to make things easier for you by breaking down the emotional strain of debt and give…

Easy Money Saving Challenges for 2016

There are so many plans, schemes and ideas to help you save money to pay off debt, build a savings account or plan for whatever you want in life. We’ve put together easy money saving challenges so you can see which is best for you and your lifestyle this new year. 52 Week Challenge This is one of the more popular money saving challenges out there,…

8 Apps That Make Your Life Easier

As technology continues to be a part of our daily lives, we find new and efficient ways to make our lives easier. Check out these 8 great apps that make your life easier and will help you be more efficient, and maybe even save you some money. IDrive This online backup app is a wizard when it comes to safely storing and protecting any amount of…