Money Saving Articles

Escaping Boredom While Being Frugal

Do your eyes glaze over when you hear the word budget or frugal? Many people think that things related to saving money are boring. I’ve said before that I’m a bit of a nerd about budgets and money saving, so I’m going to share my excitement.   Frugal Isn’t a Four-Letter Word Duh, it’s six. But the point I’m trying to make is that it

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Do You Question the Cost of Your Monthly Bills?

Every month I get a series of bills, and they all tend to be about the same each month. My utility, internet, and tv subscriptions are all predictable within a few dollars. My electricity is billed on a rolling average, so it doesn’t fluctuate a huge amount either. Most people probably have the same experience, and as long as the variations aren’t extreme, won’t question

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How to Get the Most Out of a Staycation

A few weeks ago, I wrote about planning summer vacations, and I neglected the concept of a staycation. Yes, that is exactly what it sounds like, a vacation where you stay at home.  There are a few reasons you might choose a staycation, and I’ll cover them here. I also have some tips to help you really enjoy it.   Why Stay at Home? You

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What’s Up with This FIRE Movement?

Have you heard of the FIRE movement yet? I’ve heard of it in passing a few times over the past couple of years, but it seems that recently it’s getting a lot of attention. In case you haven’t heard of it, it stands for Financial Independence, Retire Early. Sounds like a pretty good plan, doesn’t it? I’ll hit some of the highlights and provide links

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7 Tips for Saving Money During the Holidays

  It’s not an understatement when people describe the holidays as the happiest time of the year. The holiday season is all about enjoying the little things; like spending time with family, watching holiday movies, and overall making memories with the people who mean the most to you. Whether you’re attending a gathering, decorating your home or preparing for a festive family photoshoot, the holidays

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Clean Out Your Closet and Upgrade Your Look

There is a statistic about wardrobes that is generally accepted; we only wear 20% of what we own. I think this is an average since closet sizes vary so significantly. For instance, I used to live in a very large house with a walk-in closet, and now I have a very small reach in one. To fit my clothes into my current closet, I had

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7 Ways to Treat Yourself Even When Your Budget Says No

It’s summertime and the living is easy, or so they say. If you have been looking at your budget lately and wishing you could do something nice that is free or cheap, I have a few ideas. It is far easier to stick to a budget if you don’t feel like you are being deprived.   Cook Something Are you craving a fancy meal out?

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Summer Shopping Tips by Month

Are you ready for summer yet? I’m ready, but I’ve noticed that some of my stuff isn’t. This means I probably have some shopping in my future. To maximize my budget, I have done some research on the best times to buy various items.   The Retail Cycle I worked in retail for many years and was amazed at how consistent the cycle of sales

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Frugal Moms are Smart

I think we can all agree that being frugal in general is smart, but I think it’s especially smart for moms. I grew up with a mom who was frugal by necessity; the phrase “wait till payday” came up more times than I can count. As a tail-end baby boomer, I grew up in an era with very few credit cards, so cash was king

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The Holidays Don’t Have to be Expensive!

Why Do We Celebrate? As you look around this Holiday Season, you’ll see all the advertising that says we must spend money on gifts. I think we are losing sight of the real point. Christmas, Hanukah and all the other winter holidays are family time, and I’d love to get back to focusing on that.   Budgets Are to Protect Our Future It’s mid-December, and

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