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15 Ways to Make Someone Smile

15 Ways to Make Someone Smile Today is National Smile Power Day! Do you know what the return rate is on a smile? I think it’s close to 100%. When you give a smile, you get one back…NICE! Smiles are free to give and to get, so get out there and create some smiles today. You’ll probably make someone’s day. Compliment a stranger. Try something…

Clean Out Your Closet and Upgrade Your Look

There is a statistic about wardrobes that is generally accepted; we only wear 20% of what we own. I think this is an average since closet sizes vary so significantly. For instance, I used to live in a very large house with a walk-in closet, and now I have a very small reach in one. To fit my clothes into my current closet, I had…

7 Ways to Treat Yourself Even When Your Budget Says No

It’s summertime and the living is easy, or so they say. If you have been looking at your budget lately and wishing you could do something nice that is free or cheap, I have a few ideas. It is far easier to stick to a budget if you don’t feel like you are being deprived. Cook Something Are you craving a fancy meal out?…

Summer Shopping Tips by Month

Are you ready for summer yet? I’m ready, but I’ve noticed that some of my stuff isn’t. This means I probably have some shopping in my future. To maximize my budget, I have done some research on the best times to buy various items. The Retail Cycle I worked in retail for many years and was amazed at how consistent the cycle of sales…

Summer Vacation Trips & Tips

It’s my favorite time of year! Spring is in full swing and that means summer is right around the corner. Like everyone else, I am dying to take a vacation this year, so I have been researching how to get the most vacation on my limited budget. What Kind of Trip do You Want to Take? The way I see it, there are only…

Financial Spring Cleaning: Tips for Getting Your Other House in Order

As you’re pulling out the heavy-duty cleaning solutions, broom, and vacuum to tackle some much-needed home spring cleaning, don’t forget that your other house likely needs to be spruced up, too. Your financial house, if neglected, can fall into even more severe disrepair than your actual house. Here are some tips to get you started on clearing the cobwebs in your financial life. Give Yourself…

4 Lazy Ways to Save Electricity with Technology

I freely admit to being lazy sometimes and finding easy ways to save electricity makes me feel a little better about it. In the past 5 years, there have been so many cool advances in technology plus prices have come down on the gadgets. Here are my favorite 4 and a bonus lazy life hack that has nothing to do with saving electricity. Smart…

Can You Put a Price on Love?

When it comes to unconditional love, it’s possible to buy it in the form of a pet. According to the Insurance Information Institute, 68% of American homes have a pet of some kind. That works out to 85 million homes, about 60 million with dogs and 47 million with cats. Clearly, there is some overlap there if you add it up; I happen to have…

Do You Really Need a Home Warranty, and What Are They?

I Have Never Been So Happy to Close A Window Living on the Gulf Coast, we have already had pre-summer humidity. That means that A/C season has begun; even though we have cool evenings, it gets hot in the afternoon. About 2 weeks ago, my A/C went on the blink, so I immediately made a call to my home warranty company. The contractor had to…

Is Daylight Saving Time Making You Crazy?

Is Saving Time Still Relevant? Not only is this Sunday the day we spring forward and lose an hour of sleep, it’s the 100th anniversary of Daylight Saving Time. It hasn’t been 100 continuous years though; DST officially became a real thing in 1966. Let’s talk a little bit about DST… What Is the Reason for It? The original rationale was to have more…