Money Saving Articles

BillCutterz » Money Saving Articles » credit cards

8 Reasons to Put Your Credit Card to Use

Guest Post by Rebecca De La Rose Throughout the years, many people have been told to stay away from credit cards. While it’s true credit cards can leave individuals in debt, you can benefit from a line of credit if you use it responsibly. In many situations, you benefit more when paying using a credit card instead of a debit card. Let’s discuss some of the…

3 Smart Money Moves to Take After You’ve Cut Your Bills

Some people think you can eat whatever you want as long as you exercise enough. But that’s a myth. The old adage “you can’t outrun a bad diet” is true: overeating has implications for your weight and health that no amount of exercise can compensate for. The same holds true for saving and spending. You can’t save your way out of a spending problem. That’s…

They Aren’t Always Right: 5 Pieces of Bad Financial Advice From Your Parents

Your parents wanted the best for you. They likely had visions of you moving away from home, setting up a wildly successful life, and still having enough money left over to take them on a beautiful tropical vacation during their golden years. To help you achieve all of that, they most likely shared their financial knowledge with you, teaching you what you should and shouldn’t…

Responsible Credit Card Use

Keeping track of your credit and using it responsibly is a large part of financial fitness. Here at BillCutterz, we believe that being credit savvy is just as important as getting your bills reduced. Rather than telling you to get rid of credit cards, I’m going to outline some tips to help you deal with them. Start Learning Young Talk to your children about…

Puzzled by Credit Scores?

Credit scores are confusing to understand, and hard to control. How many of you know your credit score? Okay, how many of you know how it can affect your everyday life? Sadly, I know both, and I really want to improve mine. I have spent some time wading through the information and collected some facts and helpful steps to follow in your quest for a…

Simple Ways to Become Debt Free (Part 2)

Last week we talked about the snowball method for saving money versus the avalanche method and the importance of creating a budget so you can start paying off your debt. Once you have your method picked out, it’s a good idea to add some visuals and some other tips so you can stick to your debt pay-off plan. Make a Visual You know you’re paying off…

Simple Ways to Become Debt Free (Part 1)

More households than ever have a substantial amount of debt; whether it be student loans, home or car loans, credit cards and so on. The numbers can seem overwhelming, but not all hope is lost. There are so many strategies to get out of debt and regain your freedom. We at BillCutterz hope to make things easier for you by breaking down the emotional strain of debt and give…

4 Budgeting Tips for Young Professionals

It seems the biggest stress plaguing young people is money. Whether it’s not having enough of it, spending too much of it, or being unsure of how to manage it, money is at the top of everyone’s mind as they set out into the real world. For most young professionals, now is the first time there has been a steady flow of money, and it’s…

How to Save Money with Credit Cards

Credit cards aren’t always associated with saving money, but if you’re savvy about using your credit, you can actually use them to your advantage. Here are some tips to help you save money with credit cards.

Tips to Improve Your Credit Score

A good credit score can open many doors for you. It may be a door to a new home or automobile, and getting the best rates for the loans associated with these purchases and any other lines of credit you apply for. A writer for Quizzle said, “Having a good credit score is like having the world’s best coupon book for all of life’s major…