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Retailer’s Tricks That Get You to Spend More

Back in the 80s, I got my first ‘real’ job at a big department store. The training was about an hour on how to run the cash register and an entire day on how to sell. Some of the techniques I learned were eye-opening, to say the least. The funniest part to me was realizing how I still got sucked in by them. My favorite…

7 Things to Give Up This Coming Year

Is it too early to be talking about New Year’s? I am already thinking about it and have my evening at home planned out. I will spend it looking back over the past year while I think about my plan for the upcoming one. It’s a low-key and relaxing way to transition to the next year with intention. 1. Overscheduling Why do we think that…

They Aren’t Always Right: 5 Pieces of Bad Financial Advice From Your Parents

Your parents wanted the best for you. They likely had visions of you moving away from home, setting up a wildly successful life, and still having enough money left over to take them on a beautiful tropical vacation during their golden years. To help you achieve all of that, they most likely shared their financial knowledge with you, teaching you what you should and shouldn’t…

Homemade Gifts People Will Love

Over the years I have received all kinds of homemade gifts, and I really love the fact that people are willing to put their time into making me something. I have also given them and wondered if they are appreciated and used. In my opinion, it really is the thought that counts up to a point, but a gift should also be tailored to the…

7 Tips for Saving Money During the Holidays

It’s not an understatement when people describe the holidays as the happiest time of the year. The holiday season is all about enjoying the little things; like spending time with family, watching holiday movies, and overall making memories with the people who mean the most to you. Whether you’re attending a gathering, decorating your home or preparing for a festive family photoshoot, the holidays…

What Are You Wasting For?

Incremental Money Waste Have you ever heard of the ‘latte factor’? It’s a term that sums up the idea of incremental money waste and how it affects your long-term financial picture. I have touched on it before, but I’ll dive into a bit more this week. What Do You Regularly Buy? The concept is that you might buy a cup of coffee every day…

Why Are We So Emotional About Money?

Why Are We So Emotional About Money? Stop for a minute and think about money in your life. What emotion are you feeling right now? Fear, anger, shame, and anxiety are the most common ones. Why is it that we feel so many negative emotions about it? Fear Fear of not having enough, fear of not knowing how to manage what you have, or…

How to Make Halloween Fun for the Whole Family

How to Make Halloween Fun for the Whole Family Heads up, Halloween is fast approaching, and if you are participating, it’s time to get costumes planned! Many communities will have their ‘Trick or Treat’ day on the 26th or 27th this year so it will be on a weekend night. Take a minute to double-check so you aren’t caught off-guard by the doorbell. Simple…

Budget & Credit Report Checkup

It’s been more than a year since I wrote about budgeting and credit scores, so I figure it is time to revisit the topics. This post is link-heavy to make it easier for you to get more details or refresh your memory. Budgeting Updates It’s time to do a semi-annual budget checkup because a budget isn’t written in stone. Bills may vary seasonally so…

8 Quick Cleaning Tips

Having a clean home is a great feeling but spending lots of time achieving it isn’t fun. I’ve done a lot of reading on this topic this week and the most important piece of advice I can offer is to know what good enough looks like to you. These 8 tips I’ve compiled are what gives me that level of clean. Have a plan.…