In life, there are wants and needs—the items, like food and toilet paper, that are absolute essentials. And with some smart shopping strategies, you can spend less on those essentials, and put that money in a savings account or even toward a “want.” Here are five simple ways to spend less on the items you need. 1. Price Shop While you might have a…
The internet is filled with financial tips. Whether you’re browsing a major news site or just scrolling through Reddit, you’re bound to find some form of financial advice. While we offer plenty of our own guidance on the topic here at BillCutterz, we also enjoy reading what other experts have to say. Here are five places (aside from ourselves) we recommend you turn to…
The change from summer to fall may not feel as drastic this year, given that we’ve mainly spent the last several months at home due to the pandemic. However, if you’re in a financial position to do so, this fall is still a great time to pay less for certain items—and you don’t necessarily have to venture to a store. By shopping online, you…
Nobody likes getting bills in the mail and having to take the time out of their busy schedule to pay them, but for some, paying monthly bills can be a real source of dread. If your budget is tight, you might feel anxious each month, imagining all that money leaving your bank account. You might worry there won’t be enough left to cover your kid’s…
It’s been about a month since Christmas, and it’s been a great month of no gifting occasions. I spent quite a bit of time and money on holiday gifts, and I don’t think I could do it more than once a year. However, we are three weeks away from Valentine’s Day and there are a few people you might want to give a gift. …
In keeping with the self-improvement trend for January, here at BillCutterz we put our heads together and came up with a short list of common money mistakes you might not even realize you are making. They’re easy to fix and will save you money! Giving in to the temptation to shop online. I realized a few years ago that my spending habits were often…
The holidays are coming, and sooner than you expect. Sure, you’ve read and used the basic advice about being careful on Black Friday shopping to avoid overspending, sticking to a gift budget, and making DIY gifts instead of spending too much money. But you’re beyond that now. You want to take that next step into being the type of shopper consumer stores dread. It’s your…
In my experience, there are three different attitudes about money. There are people who want more because they haven’t bothered to budget, people who just want more, and people who rarely think about money. Of course, there is overlap in those three types, but I’m not going to talk about that today. Why is Money Important? I took a philosophy class a few years…
Every month I get a series of bills, and they all tend to be about the same each month. My utility, internet, and tv subscriptions are all predictable within a few dollars. My electricity is billed on a rolling average, so it doesn’t fluctuate a huge amount either. Most people probably have the same experience, and as long as the variations aren’t extreme, won’t question…
Lately, a friend has visited a few times to help me around the house. I keep offering to cook for us, but each time I offer she says, “Oh, don’t go to the trouble.” As one of those crazy people who finds the process relaxing and a good creative outlet, I also know that it’s far less expensive to cook at home than to eat…
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