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8 Easy Hacks for the Holidays

The holiday season can be stressful for many of us. I think this year will be a little more stressful since the season is compressed by a late Thanksgiving. Did you ever wish for an elf to help you out? We can’t provide that, but here are 8 ideas that should help you save some time and money. 1. Are you in charge of stocking…

First-Time Homebuyer Mistakes to Avoid

There are plenty of firsts that represent important milestones in your life. More likely than not, purchasing a home will be one of the earliest of these accomplishments. However, there are important things to know before dabbling in the market. While you may think you’re ready to tackle the home buying process, there are several steps to take before getting the keys to your…

Why Is Sleep So Important?

I hate to overstate the obvious, but not getting enough sleep is a common complaint these days. How many times do you ask someone how they are, and the response is “tired”? I have said that many times myself, in fact, I would say I have chronic insomnia. Because of this, I have done a lot of reading about it lately and have pulled together…

How to Save Money This Holiday Season

The holidays are coming, and sooner than you expect. Sure, you’ve read and used the basic advice about being careful on Black Friday shopping to avoid overspending, sticking to a gift budget, and making DIY gifts instead of spending too much money. But you’re beyond that now. You want to take that next step into being the type of shopper consumer stores dread. It’s your…

3 Smart Money Moves to Take After You’ve Cut Your Bills

Some people think you can eat whatever you want as long as you exercise enough. But that’s a myth. The old adage “you can’t outrun a bad diet” is true: overeating has implications for your weight and health that no amount of exercise can compensate for. The same holds true for saving and spending. You can’t save your way out of a spending problem. That’s…

Do You Care About Money?

In my experience, there are three different attitudes about money. There are people who want more because they haven’t bothered to budget, people who just want more, and people who rarely think about money. Of course, there is overlap in those three types, but I’m not going to talk about that today. Why is Money Important? I took a philosophy class a few years…

Is Time Your Greatest Asset or Nemesis?

So many things in our lives can be viewed as a positive or a negative, depending on your perspective. Time is one of those things. If you have a deadline, time is often the enemy. However, the lack of time can also be a great motivator to meet a deadline! I’ve been thinking about time and deadlines a lot lately and have realized my views…

Why Do Pets Cost So Much?

I can’t lie, pets are expensive. I took a minute to add up the basic costs for my two cats, and without factoring in vet costs I spend upwards of $50 each per month. When I had dogs, they were even more expensive to care for. So how can you rein in some of the costs? I pulled together some tips you might not…

How Do Working Moms Keep a Clean House?

Authored by Alyssa Winters Being a mother can be a challenging and exciting experience. When you become a mother, you’ll realize there are a lot of things you haven’t experienced yet. With the growing needs of the family and your personal need to have a career, it can be a bit exhausting to be your best in both worlds. This can cause stress because as…

Living Within Your Means

It seems to me living within your means should be a simple thing to do. However, I struggle with it, as do many people. How can you live a frugal life without feeling deprived? I have done some research and compiled some useful tips. Start with Some Truth Before you can figure out what within your means is for you, you need to know…