Smart Money Moves for Your Raise or Bonus

Congratulations on that raise you just got! I bet you are excited to start spending it, right? Well, before you do that, here are some smart money moves to make now.   Check your Tax Bracket Look at past taxes to see what tax bracket you are in. If your income has increased enough, you might need to adjust your withholding so that you don’t

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Save Money with These Smartphone Apps

How many of you have a Smartphone? Okay, how many of you want it to save money for you? Yes, I do too! I have compiled a list of some of the most popular smartphone apps that will do just that for you. This will be link-heavy, I have provided links to as many as I could find.   Banking/Money Management Mint is a powerful

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Power Plays to Save You Money

As the weather cools off, your electric bill is hopefully going down since cooling needs are dropping. But that doesn’t mean that the season for saving on your electricity is over. Here are some easy and inexpensive tips to help save some power. Change the Thermostat The idea of reducing your thermostat setting during the day to save money is a popular one. However, you

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Tips for Buying, Selling, and Trading In Vehicles

Buying a new (or new to you) car is exciting and nerve-wracking, but Billcutterz is here to help. We have collected some of the best tips from around the web to help you get the best deal possible. There are also some ideas here to maximize your trade-in or outright sale of your old vehicle.   Budget First Yes, budget is a scary word, but it is the most

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Lazy Hacks that Save You Big

If you keep up with our money-saving blog, you know there are tons of ways to save money in all forms of life. Well, here are even more ways everyone can save money! Check out these lazy hacks that save you big. Scan Receipts for Cash Turns out all those receipts you end up throwing on your car floor can be put to good use.

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Simple Ways to Become Debt Free (Part 2)

Last week we talked about the snowball method for saving money versus the avalanche method and the importance of creating a budget so you can start paying off your debt. Once you have your method picked out, it’s a good idea to add some visuals and some other tips so you can stick to your debt pay-off plan. Make a Visual You know you’re paying off

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Simple Ways to Become Debt Free (Part 1)

More households than ever have a substantial amount of debt; whether it be student loans, home or car loans, credit cards and so on. The numbers can seem overwhelming, but not all hope is lost. There are so many strategies to get out of debt and regain your freedom. We at BillCutterz hope to make things easier for you by breaking down the emotional strain of debt and give

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Save Money when Buying a Car

If you’re in the market to buy a car, you’re probably experiencing a large range of emotions; excitement, thrill, nervousness, and butterflies in your stomach. Buying a car can be stressful because it’s hard to get good at it since it’s not something many of us do very often. Between the high prices, need for negotiating, and pushy sales tactics, it can be overwhelming to

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5 Money Saving Myths

In today’s post recession world, being financially savvy is trendy. Today, Sofia is delighted to clear up 5 money saving myths that many people wrongly believe hold the key to frugality.

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4 Budgeting Tips for Young Professionals

It seems the biggest stress plaguing young people is money. Whether it’s not having enough of it, spending too much of it, or being unsure of how to manage it, money is at the top of everyone’s mind as they set out into the real world. For most young professionals, now is the first time there has been a steady flow of money, and it’s

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