No one wants to imagine themselves dying or becoming severely disabled, but it is important to plan for these possibilities from a financial perspective. If you’re comfortable with your finances and have an ample amount saved up for retirement, you likely believe you’ve got all your financial ducks in a row. But if you fail to plan for the end of life financially, you might…
Nobody likes getting bills in the mail and having to take the time out of their busy schedule to pay them, but for some, paying monthly bills can be a real source of dread. If your budget is tight, you might feel anxious each month, imagining all that money leaving your bank account. You might worry there won’t be enough left to cover your kid’s…
I recently wrote about making money mistakes, and now I want to talk about dealing with budgets. Not having a budget of some kind is the biggest budgeting mistake of all, and the most obvious way to fix it is to create a budget. But there are plenty of other mistakes and all of them have a pretty simple fix. Here are what I…
Guest Post by Rebecca De La Rose Throughout the years, many people have been told to stay away from credit cards. While it’s true credit cards can leave individuals in debt, you can benefit from a line of credit if you use it responsibly. In many situations, you benefit more when paying using a credit card instead of a debit card. Let’s discuss some of the…
There it is, our favorite dirty word: budget. Just kidding, it’s a fantastic word, and as a gift to yourself, you should have a budget! One size fits all doesn’t work for budgets, you need to find one that works for you. I generally feel most comfortable with a budget that has some wiggle room built in, but I’m willing to bet that many people…