Money Saving Articles

Celebrating the 4th of July

Did you know that we actually celebrate the wrong date for our independence? The Continental Congress voted to separate from the British Empire on July 2nd, but the Declaration of Independence itself was signed two days later. I think that means we should celebrate both dates, don’t you agree?   Be Traditional From the very beginning, Americans have celebrated with picnics, fireworks, carnivals, and political

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Musing About Holidays

I grew up going to church in a neighborhood where most of my friends were also involved in their religious institutions. I never really thought about how our religions were similar or different past the broad stroke differences in name and basic ideology. This year Easter and the start of Passover are the same weekend, and it got me thinking about both.   Tradition How

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Frugal Moms are Smart

I think we can all agree that being frugal in general is smart, but I think it’s especially smart for moms. I grew up with a mom who was frugal by necessity; the phrase “wait till payday” came up more times than I can count. As a tail-end baby boomer, I grew up in an era with very few credit cards, so cash was king

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How to Support Your Family on One Income

It’s hard enough to support a growing family, in general, these days with skyrocketing rent, childcare, healthcare, and rising utility costs. But if your family is like 54% of other US families, you’re surviving on one income, and chances are you could stand some savings in addition to your spending. Here are the best ways to stretch your paycheck and keep more green in the

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The Holidays Don’t Have to be Expensive!

Why Do We Celebrate? As you look around this Holiday Season, you’ll see all the advertising that says we must spend money on gifts. I think we are losing sight of the real point. Christmas, Hanukah and all the other winter holidays are family time, and I’d love to get back to focusing on that.   Budgets Are to Protect Our Future It’s mid-December, and

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What Are You Thankful For?

Giving Thanks I’ve been reading many of my friend’s daily thankful posts on Facebook, and part of me feels like I should have been doing the same thing. I have many blessings in my life, and it’s been great to realize the little blessings are important to other people, too.   What Are You Thankful For? There are the obvious things: good health, a steady

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Summer Vacation Tips & Tricks

Summer has started in earnest for most of us, school is out all over, and vacation season is here. Some planned way ahead for their summer, but for the rest of us, here are some tips and tricks to make your vacation budget smart and fun.   Pick a Location Sure, this seems obvious, but the first step is to decide where to go. Do

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Last-Minute Spring Break Tips

Vacations and budgets are words that don’t usually go together. With Spring Break right around the corner, you are probably trying to figure out how to maximize your funds for fun. Most of these tips will work for both college students and families.   Last Minute Booking For those of you who haven’t booked a destination yet, there are last minute deals to be had

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Thanksgiving Dinner on a Budget

Thanksgiving is a strange tradition in some ways, we get together with our families and loved ones to celebrate what we have. But we often blow our budgets doing it and that seems like a poor decision. So here are some ideas to help you host or help plan a great Thanksgiving that won’t deplete your financial resources.   Plan Ahead There are several stages

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Creative Ideas for an Affordable Father’s Day

It’s a week from Father’s Day now and BillCutterz wants to help you be creative, thoughtful, and maybe even give a last-minute idea if you need it, all while being affordable. Dads are often underappreciated, so why not do something special for him this year instead of the usual store-bought mug? Don’t forget, it’s not about how much you spend, but how much thought you

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