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Creating a Budget 101

This is Budgeting 101 for all of you who have never created or used a budget before. Many people think a budget is limiting, but creating one will free you. You will have more time to focus on other things if your money plan is working right. And you’ll worry less about money if you control it instead of letting it control you. It’s…

Thanksgiving Dinner on a Budget

Thanksgiving is a strange tradition in some ways, we get together with our families and loved ones to celebrate what we have. But we often blow our budgets doing it and that seems like a poor decision. So here are some ideas to help you host or help plan a great Thanksgiving that won’t deplete your financial resources. Plan Ahead There are several stages…

Power Plays to Save You Money

As the weather cools off, your electric bill is hopefully going down since cooling needs are dropping. But that doesn’t mean that the season for saving on your electricity is over. Here are some easy and inexpensive tips to help save some power. Change the Thermostat The idea of reducing your thermostat setting during the day to save money is a popular one. However, you…

Tips for Buying, Selling, and Trading In Vehicles

Buying a new (or new to you) car is exciting and nerve-wracking, but Billcutterz is here to help. We have collected some of the best tips from around the web to help you get the best deal possible. There are also some ideas here to maximize your trade-in or outright sale of your old vehicle. Budget First Yes, budget is a scary word, but it is the most…

Money Saving Tips from the Great Depression

If you try your best to live a frugal lifestyle, then you’ve probably heard the basic money saving tips for “sticking” to your grocery list, don’t buy brand new, methods to paying off debt and so on. But think back to the Great Depression era and how people had no choice but to save as much as possible and to live the most frugal life…

Simple Ways to Become Debt Free (Part 1)

More households than ever have a substantial amount of debt; whether it be student loans, home or car loans, credit cards and so on. The numbers can seem overwhelming, but not all hope is lost. There are so many strategies to get out of debt and regain your freedom. We at BillCutterz hope to make things easier for you by breaking down the emotional strain of debt and give…

Easy Money Saving Challenges for 2016

There are so many plans, schemes and ideas to help you save money to pay off debt, build a savings account or plan for whatever you want in life. We’ve put together easy money saving challenges so you can see which is best for you and your lifestyle this new year. 52 Week Challenge This is one of the more popular money saving challenges out there,…

Tips to Mastering Black Friday

There’s something very special about smelling all of the delicious food you and your family will be cooking during Thanksgiving day, knowing in just a few hours you’ll have the opportunity to save on great deals for Black Friday. It’s also great knowing you can eat as much as you want, because within a few hours you’ll be burning all those calories from speed walking…

How To Make Amazing Meals On A Budget

If you’ve perused the cooking section of your local bookstore lately, you may have been sent into cardiac arrest over sticker shock. Not only do the cookbooks themselves come with a hefty price, but buying the ingredients required for many of the recipes will require you to take out a second mortgage on your house. Or sell your first born. Or both. The good news…

Tips to Help You Get Fit on a Budget

The summer heat is soon coming to an end, making it an ideal time to get back into shape (without sweltering in the sun’s rays). As most know, it can be quite expensive and difficult to get fit with the high prices of gym memberships, busy schedules and lack of time. Getting fit on a budget IS possible with a little planning and tips. Take…