Money Saving Articles

The Holidays Don’t Have to be Expensive!

Why Do We Celebrate? As you look around this Holiday Season, you’ll see all the advertising that says we must spend money on gifts. I think we are losing sight of the real point. Christmas, Hanukah and all the other winter holidays are family time, and I’d love to get back to focusing on that.   Budgets Are to Protect Our Future It’s mid-December, and

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Budgeting 101, The Next Steps

Tuning Up Your Budget Remember back in January when I explained how to make a budget from scratch? No? Here is that post, and in it, I said we’d need to revisit your budget and tweak it. Here are a few ideas to get you started on making adjustments.   Did Your Income Increase? The first reason you might need to change your budget is

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4th of July Budget Barbecue Tips

If Memorial Day is the unofficial start of summer, then the Fourth of July must be the first official party weekend. And summer means barbecue season, so here are some budget tips to enjoy the holiday weekend.   Grilling, Am I Right? Outdoor summer fun starts with a meal cooked outside, so you’re going to need a grill. They are on sale now so that

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What to Buy in June & July

June just started, and it’s time to talk about the best shopping deals for June and July. The retail cycle is very predictable, so it’s easy to save money on specific things. It’s also smart to buy produce that is in season, it tastes better, and is cheapest when it is most plentiful.   June Bargains With Father’s Day approaching, watch for tools to be

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Smart Tips for Coupon Use

Last month I talked about apps to help save money, and briefly touched on couponing through some of them. That got me curious about the history and rise of coupons and their use. So, I have found some tips on coupons and how to save with them. I confess to forgetting to use them myself. Some of the things I read made me think I

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Smart Money Moves for Your Raise or Bonus

Congratulations on that raise you just got! I bet you are excited to start spending it, right? Well, before you do that, here are some smart money moves to make now.   Check your Tax Bracket Look at past taxes to see what tax bracket you are in. If your income has increased enough, you might need to adjust your withholding so that you don’t

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Budget Tune-up for the New Year

Budget Tune-up for the New Year I know, budget is a dirty word to lots of people. But even a basic one can help you control your money instead of having it control you. This week is a quick post about the budget you already have and how to give it a tune-up to work better for you. I’ll cover how to budget from scratch

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New Year’s Eve Can Be Budget-Friendly

New Year’s Eve Can Be Budget-Friendly The end of the year is fast approaching, and it is time to start thinking about how to ring in the New Year. There is a lot of pressure to celebrate in a big way and that usually means big money. But there are lots of ways to celebrate and stay money smart.   Stay Home or Go Out?

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Celebrate Earth Day on a Budget

Nowadays there are so many Nationally Celebrated Days of the year, it’s impossible to keep up. So far this month there has been a National ferret day, deep dish pizza day, peanut butter and jelly day and many more. While some can be quite silly, others are significant and celebrated for good reason; like Earth Day. Earth day falls on April 22nd and is a

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Easy Money Saving Challenges for 2016

There are so many plans, schemes and ideas to help you save money to pay off debt, build a savings account or plan for whatever you want in life. We’ve put together easy money saving challenges so you can see which is best for you and your lifestyle this new year. 52 Week Challenge This is one of the more popular money saving challenges out there,

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