Author Archives: Sydney Alcala

About Sydney Alcala

Sydney Alcala is the Web and Technology Manager for BillCutterz, and a freelance web designer and writer. She enjoys writing about saving money, frugal living and personal finance. Her website is gotsmith.com.

How to Actually Make Money with a Yard Sale

How to Actually Make Money with a Yard Sale

Garage sales are often thrown around as a quick and easy method to make extra money. If you’ve tried to run your own, you probably know how much work it really takes and how little money you can make after all that effort. As unprofitable as yard sales can be, they can also be very lucrative, if you know some tricks. Let’s find out how to actually make money with a yard sale. Continue reading

Home Insurance Premiums Too High? 5 Ways to Save

Home Insurance Premiums Too High? 5 Ways to Save

Homeowner’s insurance is a necessary expense when you own your own home and can certainly be a lifesaver in the event of a disastrous tragedy, but that doesn’t make the premiums any easier on your pocketbook.

In today’s economy, saving money any way that you can has become a daily endeavor in the lives of Americans and it can certainly extend to your homeowner’s insurance policy. With a few savvy investments now, you can cut the fat on your premiums and save back a hefty little nest egg for your children’s college tuition.  You can click this link to visit the HBF website & ask the below questions. Continue reading

What is an IVA and is it right for me?

If you’re struggling to pay off your debts, you may have heard about Individual Voluntary Arrangements – or IVAs; but what is an IVA exactly?

Simply put, IVAs are there to help people who are deeply indebted but who wish – or need – to avoid bankruptcy. The IVA was established by Part VIII of the Insolvency Act 1986 in the United Kingdom. Continue reading