8 Best Budget and Money Management Tools

8 Best Budget & Money Management Tools

Unless you’re super rich, you probably need to keep track of where your money is going each month. One of the easiest ways to do that is to use one or more of the many tools available online. Here is a list of the 8 best budget and money management tools that will work for most households and allow you to sanely keep track of your finances.


Mint is one of the most popular budget webapps available and has been around for several years. You connect your online accounts including checking and savings, credit cards and more and Mint will automatically download your transactions into one convenient dashboard. It’s easy to see exactly where your money is going so you are always on top of your finances. One of Mint’s best features is its ability to learn your spending habits, categorize your transactions and give you beautiful reports on your finances.


Manilla is a new webapp that touts itself as a bill organizer where everything is in one place. Like Mint, you connect your online accounts like checking and savings, but you can also connect your provider accounts. Manilla makes it easy to see all of your monthly bills (including subscriptions like Netflix) in one place.


BillCutterz isn’t a webapp like Mint or Manilla, but is a great money management tool to help you save money. How it works is you send them your monthly bills, like your cell phone, cable and satellite TV, Internet, electricity and so much more. Then BillCutterz calls your service providers and negotiates a large discount on your behalf, without sacrificing service or switching providers. Find out how much you can save with BillCutterz with their savings calculator.


Wave is an accounting webapp that is designed for small businesses and freelancers, but they have a personal finance section that works great for individuals and households. Even their accounting portion will work for you if you want to get that detailed about your finances. You can connect your online accounts like Mint and Manilla and Wave will download your transactions. Wave will learn your habits and automatically categorize transactions to make things easier.


PearBudget was originally designed as an app to work inside a spreadsheet program like Excel. Now it’s a paid webapp ($4.95 per month) that is perfect if you’re new to budgeting. It’s simple to get started and very easy to learn. Try out PearBudget with a free 30 day trial and see if this is the budgeting app for you.


Buxfer is a budgeting webapp with free and paid accounts. The free account offers plenty of features for the casual user, such as regular budgeting, split bills, automatic tagging and a mobile app.  Connect your online accounts to Buxfer and keep track of your spending.


Yodlee for consumers is also similar to Mint and Buxfer. You can connect your online accounts and download transactions to manage your accounts in one place. They offer mobile apps so your finances are always at your fingertips. Yodlee is actually the application that Mint and other apps are built on. Why go through Mint when you can go straight to the source?


Mvelopes is a free online envelope budgeting app. Connect your online accounts and see your finances organized on the principle of envelope budgeting. This is a very easy principle that many people adopt when they dread budgeting altogether. Mvelopes also supports net worth tracking and online bill pay.

24 Responses

  • Posted by Celine on Feb 19, 2013

    Even the super rich need to keep track of their money, otherwise they may wake up one day and wonder where all their richness has gone. This is a nice roundup of money management and budgeting tools one can choose from. It’s a pity though that my favorite tool https://www.inexfinance.com didn’t make the list.

  • Posted by Rebecca Ferguson on Dec 27, 2015

    That is very attention-grabbing, You’re a vety skilled blogger. I have joined your rss feed and look ahead to seeking extra oof your fantastic post. Also, I’ve shared your website in my social networks

  • Posted by Robert MacLeod on Dec 31, 2015

    Heya outstanding website! Does running a blog such as this require a massive amount work? I’ve absolutely no knowledge of computer programming but I had been hoping to start my own blog in the near future. Anyhow, if you have any suggestions or tips for new blog owners please share. I understand this is off subject but I just had to ask. Appreciate it!

  • Posted by Colin Piper on Jan 1, 2016

    Hello! I’m at work browsing your blog from my new iphone! Just wanted to say I love reading your blog and look forward to all your posts! Keep up the great work!

  • Posted by Jack Wright on Jan 2, 2016

    I was very pleased to uncover this web site. I wanted to thank you for your time for this particularly fantastic read!!

  • Posted by Kimberly Tucker on Jan 2, 2016

    Union Cemetery’s claim to fame is the white lady who haunts the road near the graves. A few Black Friday Countdown deals can also be found in the following link from Amazon. They all, in turn, show their efficacy brining mind-blowing games that one cannot forget once played.

  • Posted by Irene Hemmings on Jan 3, 2016

    Wonderful web site. A lot of useful info here. I am sending it to a few friends ans also sharing in delicious. And of course, thanks on your effort!

  • Posted by Nicholas Edmunds on Jan 3, 2016

    I must declare that it will be a single wonderful awareness. This definitely gives a corporation the means to obtain within and incapacitated bottom and also genuinely experience generating one thing unique along with personalized to their requires.

  • Posted by Christopher Gray on Jan 4, 2016

    Excellent site. Plenty of helpful info here. I am sending it to several pals ans also sharing in delicious. And obviously, thank you in your sweat!

  • Posted by Mary McGrath on Jan 5, 2016

    We stumbled over here from a different website and thought I might as well check things out. I like what I see so i am just following you. Look forward to checking out your web page again.

  • Posted by Lily Underwood on Jan 5, 2016

    I almost never create remarks, however after browsing a few of the responses on this page Chabot College.

  • Posted by Lillian Graham on Jan 6, 2016

    Thanks on your marvelous posting! I certainly enjoyed reading it, you will be a great author.I will be sure to bookmark your blog and will often come back in the foreseeable future. I want to encourage you to continue your great writing, have a nice day!

  • Posted by Sally Gray on Jan 7, 2016

    The consultation fee is very minor compared to the fines that could be placed on you or your property, should you not know about them. They feel as if a low offer will insult the seller. There are lots of options that are available for you so there is no need to worry if you would like to find the one meant for your family.

  • Posted by Jan Davies on Jan 7, 2016

    i love my uggs radar jammer car

  • Posted by Andrea Manning on Jan 10, 2016

    Awsome article and right to the point. I don’t know if this is truly the best place to ask but do you people have any thoughts on where to employ some professional writers? Thx

  • Posted by Ava Piper on Jan 10, 2016

    I’ve been gone for some time, but now I remember why I used to love this web site. Thanks, I will try and check back more often. How frequently do you update your website?

  • Posted by Tim James on Jan 10, 2016

    In accordance with my study, from the foreclosure house is provided by a sale, it’s quite with all the borrower to have a remaining unpaid debt within the loan. There are various lenders who make an attempt to have got all fees and liens paid by the next buyer. Alternatively, depending on specified programs, regulations, while stating legislation there may be many loans that are not easily resolved with the exchange of financial loans. Therefore, the duty still falls for the debtor which has received his / her property in foreclosure process. Thank you sharing your notions with this web site.

  • Posted by Bella Kelly on Jan 11, 2016

    Thanks for your ideas. One thing I have noticed is banks and financial institutions know the dimensions and spending patterns of consumers and understand that the majority of people max out there their own credit cards around the breaks. They correctly take advantage of this real fact and commence flooding a person’s inbox and also snail-mail box having hundreds of 0 APR card offers immediately after the holiday season ends. Knowing that for anyone who is like 98% of all American public, you’ll hop at the chance to consolidate credit card debt and switch balances to 0 APR credit cards.

  • Posted by Stephanie Dyer on Jan 11, 2016

    Rather they have a molded sole with ridges that give the grip.

  • Posted by Jason Bell on Jan 12, 2016

    You made some clear points there. I looked on the internet for the topic and found most persons will go along with with your website.

  • Posted by Alexander Cornish on Jan 12, 2016

    Nevertheless, mainstream plastic kit manufacturers continue so as to produce kits seeing as small as 1/1200 and as wide as 1/72, with a few even additional substantial. Different to an upright, a new movement is constrained.

  • Posted by Boris Wallace on Jan 13, 2016

    Great goods from you, man. I’ve remember your stuff prior to and you’re simply extremely excellent. I actually like what you’ve received right here, certainly like what you’re stating and the way wherein you are saying it. You make it entertaining and you continue to care for to keep it sensible. I can’t wait to learn much more from you. That is actually a terrific site.

  • Posted by Jason Churchill on Jan 13, 2016

    As the admin of this website is working, no hesitation very rapidly it will be well-known, due to its quality contents.

Post a Comment

Join thousands of people who have saved money on their monthly bills.