Budget Tune-up for the New Year

Budget Tune-up for the New Year I know, budget is a dirty word to lots of people. But even a basic one can help you control your money instead of having it control you. This week is a quick post about the budget you already have and how to give it a tune-up to work better for you. I’ll cover how to budget from scratch

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Choosing a New Bank

This is the time of year when people think about making changes to improve their lives. One of the ways you might not think of is to change your bank. Having a bank account makes it easier to control your money. Many banks charge fees to make money, so here is a short primer on choosing a new bank.   Bank or Credit Union? The

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New Year’s Eve Can Be Budget-Friendly

New Year’s Eve Can Be Budget-Friendly The end of the year is fast approaching, and it is time to start thinking about how to ring in the New Year. There is a lot of pressure to celebrate in a big way and that usually means big money. But there are lots of ways to celebrate and stay money smart.   Stay Home or Go Out?

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Christmas and Hanukah Tips Part 2

  This is Part 2 of our helpful tips for Christmas & Hanukah! It expands a few ideas from last week and adds a few more. Christmas and Hanukah fall right together this year; Hanukah starts on the 24th of December and runs through January 1st, 2017.   Your List is How Long? Last week I suggested talking to the family about limiting giving, either

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December Shopping Tips

Christmas and Hanukah will be here before you know it, and it can be a hard season to stay focused on your budget. We have taken the time to round up some shopping and gift giving tips to help you stay on track.   Plan Your Gift List The most important step is to make a spending plan for the season. Write down everyone you

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Thanksgiving Dinner on a Budget

Thanksgiving is a strange tradition in some ways, we get together with our families and loved ones to celebrate what we have. But we often blow our budgets doing it and that seems like a poor decision. So here are some ideas to help you host or help plan a great Thanksgiving that won’t deplete your financial resources.   Plan Ahead There are several stages

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Power Plays to Save You Money

As the weather cools off, your electric bill is hopefully going down since cooling needs are dropping. But that doesn’t mean that the season for saving on your electricity is over. Here are some easy and inexpensive tips to help save some power. Change the Thermostat The idea of reducing your thermostat setting during the day to save money is a popular one. However, you

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Tips for Buying, Selling, and Trading In Vehicles

Buying a new (or new to you) car is exciting and nerve-wracking, but Billcutterz is here to help. We have collected some of the best tips from around the web to help you get the best deal possible. There are also some ideas here to maximize your trade-in or outright sale of your old vehicle.   Budget First Yes, budget is a scary word, but it is the most

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Can You Live Without Cable TV?

  Cable prices keep rising, but your income probably isn’t keeping pace. So what can you do about it? There are many ways to save money on TV, ranging from dropping cable programming altogether to dropping to a basic level of service. Here are some tips to maximize your viewing for the minimum amount of money. Now let’s figure out if you can live without

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Maintenance Tips For Year-Round Savings

Not only will maintaining your home keep it in tip-top shape, it will save you money in the long run. While this isn’t as fun as decorating, it is satisfying to know that you have done all you can to keep your home safe and running efficiently. Since not everyone is a homeowner, there is a brief list of things to do in a rental

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